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Title: VA Loan FAQ: Where do I Start?
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Rank:Golden Member

Posts: 155
From: USA

(Date Posted:03/19/2013 1:35 AM)
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 VA Loan FAQ: Where do I Start?

VA Loan FAQ- How do I Start |

Buying a new house with a VA loan can be a daunting proposition for those who are unfamiliar with the process

VA home loans are available to former servicemembers, active duty personnel, select Reserves, National Guard members and select surviving spouses. So how these individuals apply for a home loan and get one step closer to owning their dream house? There are several steps to go through, but the first task is to get a Certificate of Eligibility, or COE.

Servicemembers can apply for the COE via the Internet on his or her own, or they can typically get one in just minutes with the help of a VA-approved lender. Contrary to popular belief, the VA does not directly issue the home loan to the borrower. Instead, a VA-approved lender issues the loan and assumes some of the risk. This gives the lender some flexibility in approving or denying a VA loan approval based on an individual’s risk factors.

Applying for a COE through the U.S. Postal Service is also an option. You’ll need to use the VA Form 26-1880 and return it to the address on the form. If you lack printing capabilities you can call VA, and the agency will mail you a form.

Read more:'s VA Loan Blog

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